Wikki Posted February 19, 2004 Posted February 19, 2004 If osCommerce is a shopping cart, why do I also need paypal? I don't understand this. I'm new to os and am just getting ready to start my businesss website, and I want to get things organized before I do. :rolleyes:
Guest Posted February 19, 2004 Posted February 19, 2004 In simple word, osCommerce is the store and Paypal (or any other 3rd parties payment processor) is the cash register The_Bear
Wikki Posted February 20, 2004 Author Posted February 20, 2004 Ok, I get it now. Thank you very much. :D
Guest Posted March 5, 2004 Posted March 5, 2004 Agrees with that and adds: Also, it is good to offer PayPal even though you can accept credit cards because some users will only buy things online with PayPal. It could be a small percentage of users or a large percentage, but losing any sales because you can't accept that form of payment is not the idea situation. However, I do advise against PayDirect because to accept them, you would have to create a special link from the Yahoo PayDirect page for every single product.
KLValente Posted November 29, 2004 Posted November 29, 2004 osCommerce just gives you the storefront, but you still need a way to recieve payments. PayPal is an excellent choice. Does anyone disagree? If so, let me know.
vinces Posted December 28, 2004 Posted December 28, 2004 You have to be able to process credit cards. osCommerce does not charge their card, just collect the number. David Amherst
Guest Posted December 28, 2004 Posted December 28, 2004 osCommerce just gives you the storefront, but you still need a way to recieve payments. PayPal is an excellent choice. Does anyone disagree? If so, let me know. <{POST_SNAPBACK}> I used to accept only PayPal. Then I added MC and Visa. Once I started taking CCs, only a couple of people used PP. I've had some problems with PP orders not being completed so I got the payment but no order. For those reasons, I stopped using PP. Besides, the PP fee costs me more than the CC fees do. Just another point of view.
Sincraft Posted December 28, 2004 Posted December 28, 2004 I used to accept only PayPal. Then I added MC and Visa. Once I started taking CCs, only a couple of people used PP. I've had some problems with PP orders not being completed so I got the payment but no order. For those reasons, I stopped using PP. Besides, the PP fee costs me more than the CC fees do. Just another point of view. <{POST_SNAPBACK}> Hmm - I hope I don't have the same issues with paypal. However, you are saying that PP costs more than a merchant account? I find that hard to believe. Could you post your merchant account and gateway company, or did you negotiate a special rate not open to the public. I would be greatly interested as we currently do not find it feasible to pay the monthly charges + the fee's associated when paypals rates are actually less expensive and there are no monthly charges. I htink the only thing definetely negative is the fact that paypal gets confusing for SOME people. S
Guest Posted December 28, 2004 Posted December 28, 2004 yes, paypal is pretty high priced, i do not like accepting them. have you read your 'agreement' with them, about how they can close your account or take money from you, and then you have to go to extremes to get your money freed?
Guest Posted December 28, 2004 Posted December 28, 2004 Hmm - I hope I don't have the same issues with paypal. However, you are saying that PP costs more than a merchant account? I find that hard to believe. Could you post your merchant account and gateway company, or did you negotiate a special rate not open to the public. I would be greatly interested as we currently do not find it feasible to pay the monthly charges + the fee's associated when paypals rates are actually less expensive and there are no monthly charges. I htink the only thing definetely negative is the fact that paypal gets confusing for SOME people. S <{POST_SNAPBACK}> It's true that the monthly fee can make a difference if the dollar value of sales is not high enough. At some point it swings the other way (in favor of the CC fee). I use Wells Fargo and Authorize.net.
ozcsys Posted December 28, 2004 Posted December 28, 2004 Hmm - I hope I don't have the same issues with paypal. However, you are saying that PP costs more than a merchant account? I find that hard to believe. Could you post your merchant account and gateway company, or did you negotiate a special rate not open to the public. I would be greatly interested as we currently do not find it feasible to pay the monthly charges + the fee's associated when paypals rates are actually less expensive and there are no monthly charges. I htink the only thing definetely negative is the fact that paypal gets confusing for SOME people. S <{POST_SNAPBACK}> For low volume sites paypal is cheaper but as your sales increase that monthly charge seems smaller. Giving your customers a choice is better so I would add a regular merchant account as soon as you can afford it as it will probably help your sales. Some people do not like paypal so if that is the only processor you have you may well lose some sales because of it though how much depends on your market. If you use the ipn contribution you should not have any issues with missing orders. The Knowledge Base is a wonderful thing. Do you have a problem? Have you checked out Common Problems? There are many very useful osC Contributions Are you having trouble with a installed contribution? Have you checked out the support thread found Here BACKUP BACKUP BACKUP!!! You did backup, right??
AWWWW.WAHWAH Posted December 28, 2004 Posted December 28, 2004 I used to accept only PayPal. Then I added MC and Visa. Once I started taking CCs, only a couple of people used PP. I've had some problems with PP orders not being completed so I got the payment but no order. For those reasons, I stopped using PP. Besides, the PP fee costs me more than the CC fees do. Just another point of view. <{POST_SNAPBACK}> I guess it depends. All CC processors that I've seen charge a monthly flat fee no matter what and then a "statement" fee and whatever else fees they can add on. If you do high volume on PayPal you can get down to 1.9% + $0.30 per sale. The default rate is 2.9% + $0.30. PayPal doesn't charge a monthly fee also. Just a percentage plus $0.30. Better than most CC processors in my book.
AWWWW.WAHWAH Posted December 28, 2004 Posted December 28, 2004 Agrees with that and adds:However, I do advise against PayDirect because to accept them, you would have to create a special link from the Yahoo PayDirect page for every single product. <{POST_SNAPBACK}> PayDirect is awful. They started recently to charge a monthly $5.00 fee to hold a business account. A personal account is free but useless since it is limited on how much you can receive.
Guest Posted December 28, 2004 Posted December 28, 2004 per PayPal: Top Questions Why is my PayPal account balance negative? If your PayPal account reflects a negative balance as a result of a chargeback settlement, your immediate attention to the issue is necessary. PayPal sellers are not automatically protected against transaction reversals, such as chargebacks. Therefore, qualifying PayPal sellers may want to sign up for the Seller Protection Policy. If a buyer, or sender, transaction is reversed for any reason, and there is no Seller Protection Policy for that transaction, the seller must reimburse PayPal for the amount of the reversed transaction, plus any associated fees incurred by PayPal. PayPal may use funds from any currency balance to recover amounts owed to PayPal for chargebacks or for any other reason. (A chargeback, or reversal, occurs when a buyer rejects or reverses a charge on his or her credit card.) Pending ACH or check withdrawals may be canceled on the account. Furthermore, any payments received for an account with a negative balance will be applied towards the negative balance regardless of a member's Payment Receiving Preferences. PayPal will forcibly convert all negative balances to the U.S. Dollar (USD) balance after the account has been in a negative balance for 21 consecutive days. The referenced negative balance above does not include negative balances which may result from a "pending" reversal, such as in a case where PayPal has yet to conclude an investigation of a complaint or situation. We recommend you add funds to your account to bring your balance to a positive status within the next seven (7) days. If your account balance is still negative after seven days, we have no choice but to pursue all available collection options. These protections are necessary to keep PayPal the easiest, safest and most cost-effective way to send and receive money online for millions of people worldwide.
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