philkbiz Posted January 28, 2004 Share Posted January 28, 2004 Hi, I plan on opening up an actual e-commerce site using oscommerce but I was wondering about what I need in order to process transactions. I know if we just use the CC module with OSC we definitely need SSL because of obvious reasons. I know if a customer pays through paypal, they get redirected to the paypal secure site and thats where they punch in their CC so I dont think I need SSL for that, correct? what if I wish to use authorize.net? I see that a CC number has to actually be entered on a form on my site and then it gets transferred over to the authorize.net site and processed, so Im assuming that I need to use SSL then? or I dont? I was wondering what the process is involved with merchant accounts and banks? how does that work? is there another app provided by the bank where the user just punches in CC info and it gets authorized? Is there a terminal? or is there an actual module that attached onto OSC and the transaction is approved online through portals. Are those my basic three options for CC transaction processing? Sorry for the simple questions, any help would be greatly appreciated thanks Phil Link to comment Share on other sites More sharing options...
Guest Posted January 28, 2004 Share Posted January 28, 2004 why not get a host with a shared ssl certificate and then you dont have to worry whether you have one or not . Link to comment Share on other sites More sharing options...
Guest Posted January 28, 2004 Share Posted January 28, 2004 At the moment, oscommerce does not give you the ability to process credit cards in real time with your own custom gateway, unless you can get your hands on a mod, or someone savvy in php who could mod it for you. If you want real time processing, you have to use one of the default payment modules, i.e. Paypal, authorize.net, 2checkout, etc If you have a merchant account with your bank, then you can process them manually offline at your convenience...as we do at my wife's site. The custyomer can still choose "credit card" as a payment method, and their cc number is sent to you in two parts - the first and last set of digits are emailed to you, the middle 2 sets of digits are stored in the database. You simply pull the two sets of numbers together, and process the payment offline, for which of course, you still need credit card processing facilities. I would also recommend the ssl cert for, as you say, obvious reasons. HTH Link to comment Share on other sites More sharing options...
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