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Credit Card Company not showing. Anyone else?


jdelgado

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Hi!

 

I've set the OSC store to admit Credit Card payments from the Admin Control Panel.

Then, when I go to checkout and get to checkout_payment.php I'm asked to fulfill a small payment form with my credit card information.

 

The weird thing is that it just asks me for:

- Name on credit card

- Credit card number

- Expiration Date

 

In other words: it doesn't ask for my credit card company (VISA, AMEX, DINNERS, etc.)

 

Is it a common error?

Anyone else had it?

How can I solve that?

 

Besides I would like to know if you have implemented something to the Credit Card payment system so it admits now the 3 (or 4) new numbers that VISA (and AMEX) cards have now printed on the back.

(Sorry but I don't know how you call that new security number in english).

 

Regards,

Jose Delgado

- - - - - - - - - - - -

"I wish I were smart enough so I could end all my posts with one of those famous and brillant phrases!"

J. Delgado, amateur philosopher (2003)

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Credit card type defined by first digits, so there is no need to ask customer card type.

There is always more than one way to do it.

And always Keep It Simple, Stupid.

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Oh, thanks.

So if you're right, then asking for people's card type would only be a possible input of errors if both, type and number, don't match, am I correct?

 

And what about sellers?

Don't they need to know the card type either?

Not even if they process their orders 'manually' (instead of using an online process service I mean)?

 

But what about those 3 or 4 extra numbres that now the VISA and AMEX cards come with printed on their backsides?

Shouldn't we ask the users for those too?

 

It is some kind of extra security for theft cards, right?

If that's correct (I'm not an expert on credit card payments at all) then clients will appreciate that we ask them for those numbers, no?

 

Has anyone implemented something on their OSC sites for so?

I'm willing to hear your comments and ideas about this.

 

Regards,

Jose Delgado

- - - - - - - - - - - -

"I wish I were smart enough so I could end all my posts with one of those famous and brillant phrases!"

J. Delgado, amateur philosopher (2003)

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There is something in contributions that will add the security number field....

 

but no, the card type is not needed at all....

 

But you do know that the Credit Card module is for manual orders, yes? You will need a merchant acct to use that....

Angela

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It's all depend on payment system. Some of them asking card type, some not. Some require CVV2 code (you call it security code), some not. Some even doesn't check billing address, but i suggest you not deal with such systems - high fraud risk.

 

So first of all you need to know what your gateway/merchant/bank require for payment processing.

 

And remeber - if you collect card data from customers -is't all yours responsibility keep them private. If someone stole them from your shop - you can loose all your customers and your reputation will be ruined. So, as i think better left card processing to some gateway, but final decision sure yours :)

There is always more than one way to do it.

And always Keep It Simple, Stupid.

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Thanks for your comments.

 

My client is a small bookstore.

http://www.railowsky.com/tienda/catalog/default.php

 

He already has a merchant account to accept credit card payments at his 'real' store and doesn't want to contract another one to accept them online so what he wants is to receive the credit card information from OSC and type the orders in his local store "card reader payment module" (I don't know what's its name in english).

 

I guess he doesn't need the secure new code for that, right?

 

Regards,

Jose Delgado

- - - - - - - - - - - -

"I wish I were smart enough so I could end all my posts with one of those famous and brillant phrases!"

J. Delgado, amateur philosopher (2003)

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I think this called "POS terminal" (POS mean Point Of Sale). If this is electronic device - then it require real card (it read information from card). If it "virtual" - again, it can require CVV or can not require.

There is always more than one way to do it.

And always Keep It Simple, Stupid.

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