Direct One ANZ payment gateway - do I need anything else ?

[rusty1001]

Hi

 

Just wondering - a client wants to install an osc shop as part of a website instead of a intergrated cart system.

 

There is a module for the clients bank - ANZ directone.

 

Do I need anything else to make that run .... like payment gateway processer?

 

In the module there are dummy card numbers to test - so I assume would work, but I see there are payment gateway processors that are

 

expensive to use - so why would this be free? Unless the bank has all the processer stuff as part of their service?

 

..in other words if I set up a site to take credit cards what do I need?

 

cheers