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osCommerce

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Advice on payment modules


Titusaduxas

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Posted

Hi

 

There are so many payment modules available I cannot decide which should be used. The more investigation I make the more scary it becomes. A good simple (important) and reliable card payment system is all that is required which will take credit and debit cards without the buyer having to open an account like paypal. This is a brand new site and I have to keep an eye on costs involved so nothing too expensive. I need the module to do the work for me not the other way round. Do all modules require a merchant account be opened or can an existing bank account be used ?. Don't really want to use paypal but may end up doing so. Your suggestions please.

 

Thanks

Posted

Hi

 

There are so many payment modules available I cannot decide which should be used. The more investigation I make the more scary it becomes. A good simple (important) and reliable card payment system is all that is required which will take credit and debit cards without the buyer having to open an account like paypal. This is a brand new site and I have to keep an eye on costs involved so nothing too expensive. I need the module to do the work for me not the other way round. Do all modules require a merchant account be opened or can an existing bank account be used ?. Don't really want to use paypal but may end up doing so. Your suggestions please.

 

Thanks

Part of your reputation as an online retailer is how you take your payments. At least to me, it is. I would opt for a real credit card processor, which requires a merchant account. I do not believe that taking Paypal in addition to other conventional card processors is detrimental, but having Paypal and NOT having a conventional processor, is.

 

But, that's just me and how I shop on the web for myself. Obviously the revenue generated by your store is instrumental in making the decision you have before you.

 

When you shop for credit card payment providers specifically look for one that has a drop in module designed for osCommerce. The best one I found is USAePay, possibly because I found that I knew the rep, but there are others.

 

Good luck

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