Best Payment Processor

[Terminum]

This may not be the best venue for this question, but I haven't received a satisfactory answer from other places.

 

Mainly I'm looking for the lowest fees, and especially lowest transaction fees. I'm trying to help a minor record label sell their music online without paying the ridiculous fees iTunes charges. Even something like PayPal will be at least 90% cheaper than iTunes for selling albums, but the problem comes in selling individual tracks. Making a 0.33 transaction fee if customers only buy one $0.99 track is kinda steep. We might decide not to sell tracks at all.

 

So let me know if you know of a gateway that has low transaction fees, even if it's an obscure company I'll check it out.

 

I've also heard of a company that let's you authorize charges and then capture them in one batch process, but only charges one transaction fee for the whole batch process instead of each individual order. I don't remember the name of the company though. Anyone else know what company this might be?

 

Thanks

[multimixer]

Is it not possible to let your customers to buy a "gift certificate" (for them selves) and then use it to buy? Will be a "minimum charge", I don't know if this match your concept