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osCommerce

The e-commerce.

delaying credit card processing


geo316

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Posted

I have a situation where a client wants to have customers order online, submit their credit card, but he doesnt want to actually process their card until the item ships a few days later.

 

Does OSC allow this somehow? Or is there a gateway that has such a feature?

 

Thanks

 

G

Posted

if its a gateway look for deferred payment. if you can still use osc credit card module you can process offline when goods are ready for dispatch. And before I get jumped all over by some members for cc module is your decision

Posted

Yes, it all depends on the gateway used. I am in the process of designing my store, and I will be using Moneris to process the credit cards (this company is the largest credit card acquirer in Canada and is expanding into the U.S.). Their system allows online transactions to be reviewed by the vendor before processing, and also allows for "Funds Capture" (getting approval and "sequestering" the funds in the card), before actually putting the charge through as a sale.

 

I expect there are other gateways out there with similar options, although Moneris is an actual credit card acquirer (in financial-speak), and so they may offer more services than most.

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