How to process Credit card.

[lakshmipathi]

Hi all,

I'm very new to oscommerce and trying to setup online shoppingcart.Please checkout this demo site.[which i found using google]

 

http://demo.pacificislandhosting.com/shoppingcart/index.php

 

I clicked on chosen a product &Add to cart & Checkout and filled user info &

reached Delivery Information page,next comes "Payment Information" screen

 

Here it prompts for Credit Card info like :

Credit Card Owner:

Credit Card Number:

Credit Card Expiry Date:

 

I used test credit card no:4111111111111111

 

and clicked on 'continue' It shows "Confirmation Page"

 

After clicking "Confirm Order" - Following meg is displayed

 

"Your Order Has Been Processed!Your order has been successfully processed! Your products will arrive

at their destination within 2-5 working days.Please notify me of updates to the products I have selected below:

Microsoft IntelliMouse Explorer Thanks for shopping with us online!"

 

I don't want to use services like paypal or 2checkout.

 

My question is - how this credit card is processed?

What are the things i need to do?

Am i need some merchant account with bank for this ?

I got no idea. Please help.

:wacko: :blink:

[Guest]

That CC module is for testing only (it is not real).

 

There is also a demo shop under the yellow showcase button at the top of this page.

[lakshmipathi]

That CC module is for testing only (it is not real).

 

There is also a demo shop under the yellow showcase button at the top of this page.

Thanks for your reply.

Actually i want to know how CC works ?

I read some shopping cart sites store CC in Database and process them manually.Is that the only way to process Credit Cards?

what really happens in background?

Again i don't want to redirect user to other sites paypal or other services for payment.

Thanks

[Guest]

Actually i want to know how CC works ? - google is good

 

I read some shopping cart sites store CC in Database and process them manually - that is illegal

 

Again i don't want to redirect user to other sites paypal or other services for payment. - to accept CC then your only option is to add a phone in or mail in type payment. Yes, you will need EFTPOS facilities to do this.

[lakshmipathi]

Actually i want to know how CC works ? - google is good

 

I read some shopping cart sites store CC in Database and process them manually - that is illegal

 

Again i don't want to redirect user to other sites paypal or other services for payment. - to accept CC then your only option is to add a phone in or mail in type payment. Yes, you will need EFTPOS facilities to do this.

Thanks.I googled a lot for past one week on credit card still it's looks complex to me. :(

So,sites like checkout.google.com use EFTPOS on their sites to process credit cards? :rolleyes:

[Guest]

Thanks.I googled a lot for past one week on credit card still it's looks complex to me. :(

So,sites like checkout.google.com use EFTPOS on their sites to process credit cards? :rolleyes:

You said Again i don't want to redirect user to other sites paypal or other services for payment.

[Guest]

Thanks.I googled a lot for past one week on credit card still it's looks complex to me. :(

So,sites like checkout.google.com use EFTPOS on their sites to process credit cards? :rolleyes:

 

I found a good site for credit card processing that doesn't recommend one over another, but it provides all of the information about credit card processing and what you need to know. Check out: http://www.informed-merchant.com/articles/introduction.html

[lakshmipathi]

I found a good site for credit card processing that doesn't recommend one over another, but it provides all of the information about credit card processing and what you need to know. Check out: http://www.informed-merchant.com/articles/introduction.html

Thanks Leslie Cooper,Coopco,Andree Greer for your valuable informations.

Thanks for the link -its very useful :) - I'm not for manually processing of credit cards.

I think i need gateway like Authorize.Net or 2checkout. :-"

One final question - When i checkout using paypal - customer taken to paypal site and customer need to provide his details there.

What will happen if i use Authorize.Net or 2checkout - Here too the customer need to enter details ?

Or Authorize.Net or 2checkout just uses merchant account and checks the credit card and returns to my site - thus everything happens in background.

Customer don't see any pages from Authorize.Net or 2checkout while shopping ?

[♥toyicebear]

Thanks Leslie Cooper,Coopco,Andree Greer for your valuable informations.

Thanks for the link -its very useful :) - I'm not for manually processing of credit cards.

I think i need gateway like Authorize.Net or 2checkout. :-"

One final question - When i checkout using paypal - customer taken to paypal site and customer need to provide his details there.

What will happen if i use Authorize.Net or 2checkout - Here too the customer need to enter details ?

Or Authorize.Net or 2checkout just uses merchant account and checks the credit card and returns to my site - thus everything happens in background.

Customer don't see any pages from Authorize.Net or 2checkout while shopping ?

 

authorize - you use a authorize.net payment module and all happens in the background

 

2checkout - the customer is directed to 2checkouts order pages to complete payment

 

paypal standard - the customer is directed to paypal payment pages to complete payment

 

paypal pro - all happens in the background

[Helpmerchants]

The cheapest way to accept cc's online is to open a merchant account and link your shopping cart to a payment gateway.