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osCommerce

The e-commerce.

How does Credit Card payment work?


a1ex

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Posted

I am newbie and need some help please. Can somebody explain or give me a link where it is explained. I just established the site and tried to buy a product from my store for testing purposes. All that happend is that I've got an E-mail with middle numbers of the credit card...

How is it supposed to work please?

 

Alex.

Posted
I am newbie and need some help please. Can somebody explain or give me a link where it is explained. I just established the site and tried to buy a product from my store for testing purposes. All that happend is that I've got an E-mail with middle numbers of the credit card...

How is it supposed to work please?

 

Alex.

 

 

The default cc module can really only be used if you already have a merchant account and cc termanil and want to run the cc's manually. If you do not then you will need to get a merchant account in order to accept the cc's

The Knowledge Base is a wonderful thing.

Do you have a problem? Have you checked out Common Problems?

There are many very useful osC Contributions

Are you having trouble with a installed contribution? Have you checked out the support thread found Here

BACKUP BACKUP BACKUP!!! You did backup, right??

Posted

The stock OSC "Credit Card" module is a little misleading. All it does is capture the numbers entered on the payment page. It stores the first and last digits in the database and emails the middle digits to you. You then run the full number through a physical (or virtual) terminal.

 

To actually *process* cards on your site then use one of the stock modules (A.net, SecPay etc). You will need an account with these companies in order to use the OSC modules. For A.net - they require an online merchant bank account. Once you have shown you have this, they will set you up with an account. From here you can use your login ID to generate a Transaction Key (which you simply insert into the A.net OSC module).

 

When you move both your store AND A.net from test to production, your site will accept - and process - credit cards. Funds should appear in your bank account 2-3 biz days later.

Posted

Wow... I need some time to get into all this... :)

Thank you, guys. I appreciate your help.

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