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osCommerce

The e-commerce.

taking checks but process offline ?


JavaReb

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Posted

Im building a website for someone. We have credit card processing and thats working, now he wants to accept checks also. I recommended a service that handles this, such as authorize.net or another...but he wants to take checks and just process them offline. What is the best way to do this ? I thought of just sending the info via email, but the security issues im not comfortable with.

 

comments anyone ?

Posted

First let me say that I think it is a bad idea. They will experience a high rate of fraudulent checks that bounce or chargeback. If they insist you add that functionality, I would suggest that you get them to sign a liability waiver with a clause that would indemnify you in case they get into any legal battles resulting from acceptance of fraudulent checks.

 

All that said, here is a contribution for doing that:

 

Electronic Check Payment Module

Rule #1: Without exception, backup your database and files before making any changes to your files or database.

Rule #2: Make sure there are no exceptions to Rule #1.

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