Truth or not?

[Onstar]

Is it true you cannot paypal cannot process your credit card payments if you are using a "standard paypal" like the one preinstalled with oscommerce? A tech support from paypal was telling me that today. He said, standard paypal can only process payments made with "paypal" accounts. No direct creditcard processing.

[Wendy James]

Paypal can accept credit card payments from members and non members. I use it on my site as well as a ton of other people.

[♥Vger]

Pay Pal will say that you don't need to have an account to make a payment, but that's not strictly true. What they have done is to streamline it so that someone can make a payment to you with only an e-mail address and a password they select. This in effect creates an account - though not a fully active one.

 

If, for instance, a period of 6 months passes and that person goes to make a payment via Pay Pal to another website and uses the same e-mail address they'll be told that their e-mail address is already on the Pay Pal system and they should log into their account using their password - which most have forgot by then.

 

The default module and the IPN module work exactly the same way once the person reaches the Pay Pal site, except that with the default module you do have to turn on the 'Auto Return' feature in your Pay Pal account.

 

Vger

[Onstar]

Paypal can accept credit card payments from members and non members. I use it on my site as well as a ton of other people.

<{POST_SNAPBACK}>

 

 

Wendy, can you help me understand how people with/without paypal account can pay with credit card. One thing I don't want to do is have my users fill out so many forms.

 

On the other hand, the standard paypal works fine. The credit card transactions don't go thru to paypal. I'm not sure what the reason is.

[Wendy James]

Customer puts item in shopping cart, checks out... fills out whatever they need to on your site, go through all the steps, then clicks confirm I believe... whatever the last one is then they go to the paypal site.

 

1. if they have a paypal account they just enter their username and password, sign in and make the payment.

2. if they don't have a paypal account there is a link that says click here,

they fill out their billing info, then continue to check out, make the payment and then choose to either let paypal save their information or go back to the merhants website.

 

You can set up Paypal on the Paypal site to have autoreturn, by going into your profile and setting that up, as well as turn on/off purchase without paypal account.

 

Hope that helps.

[AlanR]

Pay Pal will say that you don't need to have an account to make a payment, but that's not strictly true.  What they have done is to streamline it so that someone can make a payment to you with only an e-mail address and a password they select.  This in effect creates an account - though not a fully active one.

 

If, for instance, a period of 6 months passes and that person goes to make a payment via Pay Pal to another website and uses the same e-mail address they'll be told that their e-mail address is already on the Pay Pal system and they should log into their account using their password - which most have forgot by then.

<{POST_SNAPBACK}>

 

Exactly.

 

I occasionally make payments through PayPal and refuse to sign up for an account, I'll pay via CC only. PayPal is too intrusive for me.

 

I'll pay one thing then some time later I'll want to pay another and PayPal demands that I log in because the email is on file and I have no clue what password I gave them.

 

Fortunately I have "catch all" email accounts set up on some domains so I can make up email names on the fly. I have no idea how many accounts PayPal thinks I have. It must be a pain in the butt for people that only have one email account.

 

PayPal will not be considered a serious payment solution until they get rid of all this baggage and act like a standard merchant provider. I can understand why they did all this stuff, it was to build a market but that time is over, they need to grow up especially now that they're owned by eBay.