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Variation on cash on delivery payment method


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Only customers that I have set up an account for will be able to purchase from me and I don't want to ask them for money. I want them to order, an email order come to me and I will then debit their credit account.


On the checkout page I'd like to put some text saying that by ordering, they agree to me debiting their credit account.


I see there's a contribution called net terms but I'm wondering whether that's overkill for me as I don't need any other payment methods. Would it be better to use the 'cash on delivery' method and reword it?


Thanks for your help.

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