paypal payments

[Advance Laptops]

ok when people want to buy thing using paypal how do i do it so its adds 5% of the total onto the price???

 

because paypal will take a big fee.

 

thanks

[Simplyeasier]

ok when people want to buy thing using paypal how do i do it so its adds 5% of the total onto the price???

 

because paypal will take a big fee.

 

thanks

<{POST_SNAPBACK}>

 

 

add 5% to your asking price ? or is that too simple a solution ? :D

 

Charles

[Guest]

why not increase your prices and then leave it at that? the paypal fee is the same as a merchant processing fee for credit cards, is a 'Cost associated with doing business'

[TerryK]

Would suggest you receive PayPal's policy on sending/receiving payments, particularly the area that relates to surcharges:

 

No Surcharges. Under Visa, MasterCard, Discover and American Express regulations and the laws of several states, including California, merchants may not charge a fee to the buyer for accepting credit card payments (often called a "surcharge"). You agree that you will not impose a surcharge or any other fee for accepting PayPal as payment. This restriction does not prevent you from imposing a handling fee in connection with the sale of goods or services, as long as the handling fee does not operate as a surcharge (in other words, the handling fee for transactions paid through PayPal may not be higher than the handling fee for transactions paid through other payment methods).

 

My credit card merchant agreements have similar wording.

 

HTH,

 

Terry

[FalseDawn]

As far as I know, you can add any surcharge you like - I just don't think you'll be eligible for the seller protection policy if you do.

 

Terry - do you have a link for your quote?

[TerryK]

It's Section V of PayPal User Agreement Payments (Sending, Receiving & Withdrawals) Policy:

 

http://www.paypal.com/cgi-bin/webscr?cmd=p...ayments-outside

 

HTH,

 

Terry

[FalseDawn]

I think their wording is deliberately unclear. They mention surcharges on "credit card" payments, and yet paypal is clearly not a credit card.

Also, if this is a condition, why do they even mention in their "seller protection policy" that one of the conditions to be eligible is not to apply surcharges to payments through paypal?

[burt]

Direct from MasterCard:

 

A surcharge cannot be added to the price of goods or services that you

purchase on your MasterCard card.  To report a merchant in violation,

please visit our website at <link removed>

 

The situation in the United Kingdom is different however, in that English

law allows merchants to surcharge.  Because we can not supersede local

laws, merchants surcharging in the United Kingdom are not in violation of

our guidelines.

 

You may surcharge buyers if both are in the UK. Paypal have no right to restrict any UK user, though this has not yet been proved in a Court of Law. But clearly, MasterCard are aware of the local Law, Paypal are aware too, but hide the information that is needed.

 

From https://www.paypal.com/cgi-bin/webscr?cmd=_...FI=Seller_Tools

 

PayPal maintains a Surcharge Policy, and prohibits surcharging in the U.K., except under certain conditions.

 

However it does not say what the "certain conditions" are. Being that there are *no* certain conditions, except those made up by Paypal, I'd like to see a test case.

 

There was discussion about a group of UK based eBay Power Sellers taking forward a test case, but it came to nothing.

 

To sum up - and remember I am not a Lawyer! - according to MasterCard and UK Law, UK merchants can surcharge buyers.

 

I am positive that other Countries Laws also supercede Paypal rules, so check with your local Business Link/Chamber of Commerce etc etc.

 

hth

[burt]

BTW:

 

http://www.oscommerce.com/community/contri...6/search,paypal

[Simplyeasier]

I am completely bemused - Another example of whats going on here ?

 

I charge you x

 

I get charged (y% * x) to complete the transaction by merchant acc provider

 

Solution

 

add (y% * x) to x and move on - or did I miss something ?

 

Charles

[waelect]

Hi All,

 

I am from Australia and we have been provided under legislation that we are able to charge a surcharge on transactions based on credit card or other card service that charge us a fee for transacation. We are though not allowed to charge any more than the percentage charge to us via the merchant facility.

 

This is what I would deem as being handling fee although it is a grey area. In my situation i am looking for a module that can allow me to do this as i want to apply it to offline credit card charges which we are allowed to charge a fee.

 

This is Australian law not sure about international.

 

Now that PayPal is available in Australia directly then they may have to allow the same application of surcharge. I am not going to contend this as Australian Bank charge fees far higher than PayPal and now they have direct credit card charging capability then I would rather use PayPal than my Australian Bank Merchant facility. Even to the point i would love it if PayPal had a virtual facility so i can use it in my shop as well.

 

Is there a module that can add a surcharge on CC?

 

Bit of a long winded question.

 

Cheers

 

malcolm