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The e-commerce.

Which account?


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I did a search on this, but the results didn't seem to be what I was looking for, so here goes:


I'm looking for some feedback from oscommerce users who have merchant accounts set up, other than PayPal or similar systems.


Pros and cons are desired.


Here is what I'm looking for at this time:


- Less than 5% transaction fees (total)

- No, or low monthly fees. Something with low monthly fees only during months that transactions are made through the service is preferred if no monthly fees are not available.

- Would rather not have a monthly minimum amount at this time.

- Fast turnaround to bank account (no more than 2 days, less preferred).

- No, or low start-up costs.

- Bad credit OK.


I feel like I have just been reading the same site every time I visit a merchant account provider's site. They all boast the best, but I need some honest user feedback :)





Also, I hope this doesn't qualify as a "commercial" post. Just looking for some honest feedback, so I can go from there. If posting won't be allowed, please feel free to PM me.

Edited by CivicRacingGirl7
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