Please Help!! - payment processing setup

[melveile]

I have a merchant account and need to find the best payment gateway site/software that also hopefully already has a module written for osCommerce. The problem is that when i go to those site, the lowest % i can find is around 3%, which in addition to the % i will be paying to the merchant account provider will make it too expensive. Some sites don't even list their prices (which usually means they are too high)

 

Can someone please recommend some kind of less expensive solution to this problem?

 

I looked at linkpoint.com but they don't have any fees listed, and don't seem to be asnwering emails. Does anyone know what their prices are?

 

Thanks in advance,

mel